In Partnership With
Your complete financial picture in 5 minutes. Free.
Built by Andrew Gannon, CFA — fifteen years in capital markets, who couldn't find a digital tool good enough for his own family.
A few plain-language questions. Your number in seconds. No signup to see the result.
Return is entered before inflation and fees. We subtract 3 percentage points — roughly 2% long-run inflation plus ~1% fees — to get the real return used in the math (3%). Change it to model your own assumption.
Free. Your inputs come with you — no need to re-enter.
Educational illustration only — not financial, investment, tax, or legal advice. Assumes a steady real return, level spending, and no taxes modelled. CPP + OAS estimated at maximum benefits, less any OAS clawback based on your spending (2026 thresholds).
Income, investments, mortgage, retirement, kids' education, estate. One honest picture, in plain language — so you can see clearly and decide for yourself.
Net worth, investment projections, and your retirement trajectory — tools built to handle genuine complexity, not just track spending.
New job, new home, new kid, retirement. YouGotThis understands where you are now and adjusts as your life and your needs change — so your picture is always current, not frozen at signup.
Clear, plain-language information about your options — so when you make a decision, you understand the tradeoffs.
No minimum. No credit card. Explore your full picture at no cost, and go further only when it makes sense for you.
A note from the founder: I'm a CFA charterholder and a Canadian family man. I built YouGotThis because I couldn't find a single tool that gave my own family a clear, complete financial picture without drowning in spreadsheets. This is that tool.
Free, built for Canadians, and ready when you are.
Start free →