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Free · Built for Canadians · No 3% management fee

You're doing fine.
You could be doing better.

YouGotThis brings your income, investments, debt, and goals together — then translates the whole picture into plain language. So you can see where you stand, understand your options, and stop wondering what you might be missing.

Built by a CFA charterholder who couldn't find a digital solution good enough for his own family.

Start Free No credit card. No minimum. Takes under 5 minutes.

See your retirement projection in 60 seconds.

Plain-language inputs. Live numbers. No signup to see the result.

About You

Finances
Investment Mix ?
Total: 100% (must equal 100%)
Retirement Goal

Nothing stays here. The numbers you enter live only in your browser for this session — refresh the page and they're gone. We don't save, send, or see anything.

Households with a written financial strategy report net-worth increases of 50% or more — yet most Canadians have never had one. YouGotThis helps you build yours.

Why YouGotThis exists

Your finances are more complex than a budgeting app can handle — and too important to hand off blindly.

Between your income, investments, mortgage, retirement, kids' education, and estate — does anyone actually have the full picture? Do you? YouGotThis brings it all into one place so you can see clearly, understand your options, and make more confident decisions.

No minimum to get started
Start with whatever you have
No jargon or appointments
Plain language, on your schedule
No pressure to hand off control
You stay informed and in charge
How it works

From scattered to clear — at whatever depth works for you.

1
Tell us where you are
Answer a few plain-language questions about your income, debts, savings, and goals. Start with the essentials in about 2 minutes, or go deeper for a more complete picture. Either way, you'll see something useful immediately.
No intro call No document uploads No signatures
2
See your full picture
YouGotThis assembles your net worth, retirement trajectory, and financial health into one honest, jargon-free view — so you can see how all the pieces connect.
3
Understand your options
See how different choices and common financial strategies could affect your picture over time. Explore the tradeoffs clearly, at your own pace, without anyone pushing you in a direction.
Built for real life moments

Big financial decisions don't happen on a schedule. YouGotThis is ready when they do.

Most financial tools assume your life is stable and predictable. Yours isn't — and that's exactly what YouGotThis is built for.

Available now
Getting married or combining finances
Two financial lives are about to become one. See the full picture of what you're bringing together — and what to think about before you do.
Available now
Buying a home
Understand how a home purchase fits into your overall financial picture — what it means for your net worth, cash flow, and long-term trajectory — before you sign anything.
Available now
Having a child or growing my family
A new addition changes everything financially. See how it affects your picture — from cash flow to RESPs to estate planning — so you can prepare rather than react.
Available now
Planning for retirement
See where your current trajectory leads, understand the variables that affect the outcome, and explore how different approaches compare over time.
Available now
Starting to invest
Walk through the key concepts and tradeoffs so you can understand your options and approach them with clarity and confidence.
Coming soon
Starting a new job or changing careers
A new salary, benefits package, or pension plan changes your whole financial picture. We'll help you see what's different and what to think about next.
What makes YouGotThis different

Competent. Transparent. Yours.

Real math, not guesswork
Track your net worth, model your investments, and explore your retirement picture with tools built to handle genuine complexity — not just track your spending.
Upfront about what things cost
When you're ready for human expertise, we'll connect you with qualified professionals — with full, upfront disclosure of their fees before you commit to anything.
Free to start, always
No minimum. No credit card. Explore your full financial picture at no cost, and engage further only when and if it makes sense for you.
In Partnership With

Most of our users didn't think of themselves as financially together. Now they are.

YouGotThis isn't for people who already have everything figured out. It's for everyone who's working on it.

Start Free
No credit card · No minimum · Built for Canadians

A note from the founder: I'm a CFA charterholder and a Canadian family man. I built YouGotThis because I couldn't find a single tool that gave my own family a clear, complete financial picture without drowning in spreadsheets. This is that tool.

— Andrew Gannon, CFA — Founder & CEO, YouGotThis

You've worked hard to get here.
Now know exactly where that is.

Free, built for Canadians, and ready when you are.

Start free →